With graduation season upon us and student debt at an all-time high, the personal-finance website WalletHub today released a report on the Cities with the Most & Least Student Debt in 2019 (accompanying videos), along with a nationally representative Student Money Survey. WalletHub’s editors also picked the Best Credit Cards for 2019 Graduates, to help new college and high school grads build credit and maximize savings.
| Most Overleveraged Cities |
Least Overleveraged Cities |
| Sun City West, AZ |
Bronxville, NY |
| Green Valley, AZ |
San Juan, TX |
| Palatka, FL |
San Ramon, CA |
| East Liverpool, OH |
Fremont, CA |
| Waycross, GA |
Sunnyvale, CA |
| Lady Lake, FL |
Morgan Hill, CA |
| Elizabeth City, NC |
Millbrae, CA |
| Murray, KY |
Colleyville, TX |
| Austell, GA |
Sammamish, WA |
| Dacula, GA |
Santa Paula, CA |
Survey Results & Best Card Picks
- 45% of students say credit card debt worries them more than student loan debt.
- 59% of college students say their school is not doing enough to educate them about personal finance.
- 1 in 3 college students think they’ll be worse off financially than their parents.
- The best credit cards for 2019 graduates are Discover it® Student chrome (limited credit & EDU email), Capital One® Platinum (limited credit & no EDU email), and Discover it® Secured (damaged credit).
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